
L'iniziativa intende fornire prestiti agli studenti che vogliono frequentare un master all'estero nell'ambito del programma Eramus+.


L'iniziativa, promossa dal Fondo europeo per gli investimenti (FEI) e dalla Commissione Ue, intende coinvolgere 200mila studenti entro il 2020, in linea con la strategia Europa 2020.


Possono richiedere prestiti gli studenti che sono stati ammessi ad un Master nell'ambito del programma Erasmus +.



Inoltre, il FEI ha già lanciato un bando per selezionare gli istituti finanziari che concederanno agli studenti prestiti coperti dalla garanzia del Fondo stesso. Possono presentare domanda gli istituti aventi sede nell'Ue, Islanda, Liechtenstein, Turchia, Norvegia, ex Repubblica Yugoslava di Macedonia.



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Erasmus+ Master Loans allow students to apply for support for their Master's studies abroad. Loans will be offered by participating banks and student loan agencies on favorable conditions to mobile students, including better than market interest rates and up to two years to allow graduates to get into a job before beginning repayment


The loan scheme will be established in cooperation with the European Investment Bank Group and will be gradually rolled out across the Erasmus+ programme countries over the first few years of the programme. Under the Erasmus+ Master Loan Guarantee Facility, EIF provides credit risk cover on portfolios of student loans to eligible financial intermediaries. By sharing the risk, EIF allows the financial intermediaries to build-up a portfolio of new student loans and thus provide more loans to students than would be provided otherwise.


Call for expression of interest


This Open Call for Expression of Interest is addressed and restricted to Financial Intermediaries that are:




a) in respect of Guarantees provided under the Facility, public or private entities (including credit or financial institutions), if applicable, duly authorised to carry out financing to Final Recipients according to the applicable legislation;


b) in respect of Counter-Guarantees provided under the Facility: public or private guarantee schemes, guarantee institutions or other entities, credit or financial institutions, if applicable, duly authorised to issue guarantees according to the applicable legislation,




in each case established and operating in one or more of the Programme Countries.


Il finanziamento ammonta fino a 12mila euro per i Master di un anno, e fino a 18mila euro per i Master di 2 anni.


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Grant: Up to €12,000 for a one-year Master's course or up to €18,000 for a two-year Master's course.


Al momento il  FEI ha già lanciato una manifestazione d'interesse per selezionare gli istituti finanziari che concederanno agli studenti prestiti coperti dalla garanzia del Fondo stesso.


Le manifestazioni di interesse devono essere presentate entro il 30 settembre 2020.



Le domande da parte degli studenti potranno essere presentate verso la metà del 2015.


Gli intermediari finanziari saranno individuati in due fasi (pre-selezione e selezione finale).


Per maggiori informazioni consultare i Links.


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Financial Intermediaries will be selected in due consideration of the general principles of transparency, equal treatment and non-discrimination, in compliance with EIF’s policies, rules, procedures and statutes and in conformity with best business and market practices.


The Expressions of Interest shall be subject to the selection process. The budgetary allocation between the Counter-Guarantee and the Guarantee, countries or regions is not set ex-ante but shall be demand-driven.


UE: Erasmus+ Master Loan Guarantee Facility

L'iniziativa intende fornire prestiti agli studenti che vogliono frequentare un master all'estero nell'ambito del programma Eramus+.

FEI-Commissione Ue

EU Calls: Credit © European Union, 1998-2024 under <a href="http://creativecommons.org/licenses/by/4.0/">CC BY 4.0 licence</a>